Umbrella Insurance
Get Added Liability Coverage Over the Top of Your
Home and Car Coverage.
Personal umbrella
insuranceprovides additional coverage in the event of a major
claim, judgement, or lawsuit against you. Also known as
excess liability insurance, an umbrella policy folds over the
top of any other primary policies you may have in force.
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Umbrella coverage
is typically broader than your basic polices and will
usually include defense costs which make them very
valuable in the event of a lawsuit against you.
Generally a policy will include a single amount of
coverage such as 1 million or 2 million in coverage
beyond your basic polices. Most polices will
require minimum liability amounts on basic polices as
well as a self retention amount. |
Personal Umbrella
Quotes
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Contact
an Insurance Specialist at
The Insurance Shop today at
888.611.7467 or use our
contact form to discuss your
options for umbrella
insurance coverage.
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What Umbrella
Insurance Includes
An umbrella policy includes
personal injury liability coverage which includes
coverage for bodily injury, sickness, disease, etc.
Coverage also includes false arrest, libel, slander,
assault, and defamation of caharacter when these acts
were not intentionally committed by the insured.
The liability limits for
your umbrella coverage expand your liability coverage on
your home, auto, or other vehicles. This coverage
adds additional liability protection in the event you
are at fault or cause injury or damage to another person
property or body.
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