The Insurance Shop is a full-service independent agency with national expertise, markets, and specialty programs for commercial property insurance.  We have the ability to write hard to place accounts as well as standard market coverage.

Property Insurance: 

Property insurance provides protection against most risks to property, such as fire, theft, and some weather damage.  Property is typically insured as open perils (all causes of loss not excluded) and named perils (all causes of loss listed on the policy).

There are 3 types of property insurance coverage.  Replacement cost pays the cost of replacing your property regardless of depreciation.  Extended replacement cost will pay will pay over the coverage limit if the cost of construction has increased.  Actual cash value provides replacement minus depreciation.

Please choose a link below to help us better serve your needs and interest regarding commercial property insurance: