The Insurance Shop is a full-service independent agency with national expertise and markets for flood insurance.  We write flood insurance policies for homeowners and renters in most states.

Flood Insurance: 

Flood insurance is a specific insurance coverage against property loss die to flooding.  To determine the risk factors for specific locations, insurance carriers will refer to topographical maps that provide data on low lying lands and flood plains that may be likely to flood based on historical data.

Flooding is defined by the National Flood Insurance Program as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property from: Overflow of inland waters, unusual and rapid accumulation or runoff of surface waters from ANY SOURCE, and mudflows.

If you are eligible, you must purchase a separate flood insurance policy through an insurance company that participates in the National Flood Insurance Program (NFIP). Flood insurance is available for residents of approximately 19,000 communities nationwide.

Please choose a link below to help us better serve your needs and interest regarding Flood insurance: