The Insurance Shop is a full-service independent agency with national expertise, markets, and specialty programs for most types of insurance bonds.  We write insurance bonds for new and existing businesses.  Types of bonds include surety, fidelity, crime, mortgage, license and permit, public official, court, fiduciary and more.

Surety and Fidelity Insurance Bonds: 

A Surety Bond is a contract among at least three parties whereas their is a principal (primary party who will perform a contractual obligation), an obligee (the party who is the recipient of the obligee) and the surety (the entity that ensures that the principal's obligations will be performed).

The surety agrees to uphold, for the benefit of the obligee, the contractual promises or obligations made by the principal in the event the principal fails to do so.    The bond demonstrates the credibility of the principal and guarantees performance under the contract.

A Fidelity Bond is a form of insurance that covers the policyholder for losses that occur as a result of fraudulent acts by employees or specific individuals.  Employee Dishonesty and Commercial Crime are the most common forms of this type of bond.

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