Walt Capell started The Insurance Shop as a one-man business in his mid-Missouri garage in 2005. Walt knew he wanted to open a full-service agency that focused on the customer. What he didn’t know, was his little insurance agency would turn into a thriving small business that helps thousands of people every year in every state. At The Insurance Shop, we know shopping for personal insurance can be overwhelming. We see it as our mission to both inform and equip customers with the knowledge and products they need to protect their assets—to feel safe.
People don’t usually think of their lives in terms of risk or exposures to lawsuits, which makes it difficult to choose insurance to cover them. Buying a sub-par insurance plan or choosing to “take your chances” can be costly mistakes. The average homeowners insurance claim is $10,000 and the average personal auto claim is close to $1,000—both more costly than a yearly premium for the average customer. At The Insurance Shop, our specialists take the time to assess your coverage needs and help you to make educated decisions regarding your personal insurance coverages.
The Insurance Shop is an independent agency, we do not have exclusive partnerships with any insurance carrier. If you were to shop with a captive agent, someone who only works with one insurance company, your coverages would be restricted to only what one carrier can offer, including their prices. We have partnerships with over 35 national carriers and even more locally throughout the United States. With so many carriers to shop from, our experts can optimize your coverage and get you very competitive rates.
Let us help you insure your home, auto, pets and more.
We partner with insurance carriers around the U.S. in order to offer the following personal lines to our customers:
- Identity Theft
- Cyber Security
- Home-Based Business
- Old Cars
- Fine Art
- Long-Term Care